ZIP 77037 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 77037 (Harris County, Texas) at a moderate 37/100 for overall property distress. Structurally it carries 82/100, against 7/100 of stress already in motion. Its heaviest discrete signals: structural risk (82/100), institutional ownership (69/100), construction/permit lag (60/100). mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (89/100).

The recovery-phase market in 77037 posted values that rose 2.7% over the year, and 24% higher over three years, at 17/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

17,806 residents call 77037 home, typically aged 34. Home values center near $158,000, an affordability ratio of 3.5× — accessible. The ZIP holds roughly 5,475 housing units. The tenure split is 71% owner-occupied to 29% rented. The demographic-stress sub-score lands at 40/100. At $46,176, median income runs below typical U.S. levels. Roughly 32.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 57% of renters are cost-burdened. Vacancy runs 4.2%. Educational attainment sits at 7% bachelor's-or-above.

On the whole, 77037 leans distressed, with opportunity clustered in specific stressed parcels. 77037 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 77037's 37/100 can be lined up against any neighbor in Harris County, Texas or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 77037, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 37/100 figure for 77037 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 77037 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.