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ZIP 77042 Foreclosure, Tax-Lien & Distress Report

Harris County, Texas · Distress market

ZIP 77042's composite property-distress score is 37/100 - DLRadar classes that as moderate for Harris County, Texas. On the structural side it scores 82/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (89/100). Its standout signals are structural risk (82/100), institutional ownership (69/100), construction/permit lag (60/100). On the quiet end sit mortgage stress (24/100).

Prices here sit in a recovery phase: values rose 2.7% over the trailing year (phase confidence 17/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 10.2%. The typical home is worth about $411,800 (6.4× income). Rent burden reaches 42% of tenant households. On demographic stress specifically, 77042 scores 43/100. About 40,725 people live here, median age 34. The ZIP holds roughly 21,410 housing units. The tenure split is 26% owner-occupied to 74% rented. About 45% have a four-year degree. Median household income is $57,745, below the U.S. median near $78,000. The poverty rate is 15.9%.

Net-net, 77042 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 77042's 37/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 77042, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 77042 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. Practically, 77042 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

37/100
Composite stress
82/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 77042

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk100
9 further distress layers are graded for 77042

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 77042 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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