ZIP 77005 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 77005 (Harris County, Texas) at a moderate 35/100 for overall property distress. Property-level stress concentrates in structural risk (77/100), institutional ownership (64/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (24/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (81/100)). On the structural side it scores 77/100, with 7/100 of stress already active.

The peak-phase market in 77005 posted values that rose 1.6% over the year, and 6% lower over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $215,708, above the U.S. median near $78,000. 3.6% of residents fall below the poverty threshold. Population is roughly 28,231 with a median age of 36. Educational attainment sits at 88% bachelor's-or-above. The vacancy rate is 6.0%. Owners hold 72% of homes, renters 28%. Around 42% of renters are cost-burdened. Home values center near $1,395,100, an affordability ratio of 6.3×. DLRadar's demographic-stress index for the area reads 31/100. The ZIP holds roughly 10,697 housing units.

On balance 77005 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.