ZIP 77038 Foreclosure, Tax-Lien & Distress Report
Harris County, Texas · High Poverty market
Composite property distress in 77038 (Harris County, Texas) lands at 36/100 — moderate on DLRadar's distress scoring. The most distinctive pressure shows up in structural risk (79/100), institutional ownership (65/100), construction/permit lag (53/100). mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (83/100). On the structural side it scores 79/100, with 7/100 of stress already active.
The market reads recovery — home values rose 2.7% year on year, and 20% higher over three years, at 17/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Roughly 25.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 3.8%. At $50,655, median income runs below typical U.S. levels. Educational attainment sits at 12% bachelor's-or-above. Rent burden reaches 61% of tenant households. There are about 9,267 housing units across 77038. Population is roughly 31,271 with a median age of 29. DLRadar's demographic-stress index for the area reads 40/100. The tenure split is 57% owner-occupied to 43% rented. Home values center near $194,200, an affordability ratio of 3.4× — accessible.
Net-net, 77038 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 77038's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 77038 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
77038's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 77038 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 77038
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
77038 at a glance
The live 77038 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Harris County ZIP reports
Nearest ZIP codes to 77038
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Texas distress
Keep going: ZIP, county and state distress coverage for Harris County, Texas.
Unlock the full ZIP 77038 acquisition report
Every distressed parcel in 77038 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology