ZIP 77038 Property Distress & Foreclosure Data

Composite property distress in 77038 (Harris County, Texas) lands at 35/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (77/100), institutional ownership (64/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (24/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (81/100)). On the structural side it scores 77/100, with 7/100 of stress already active.

The peak-phase market in 77038 posted values that rose 1.6% over the year, and 20% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

25.3% of residents fall below the poverty threshold. The vacancy rate is 3.8%. Median household income is $50,655, below the U.S. median near $78,000. Educational attainment sits at 12% bachelor's-or-above. Around 61% of renters are cost-burdened. The ZIP holds roughly 9,267 housing units. Population is roughly 31,271 with a median age of 29. DLRadar's demographic-stress index for the area reads 40/100. Owners hold 57% of homes, renters 43%. Home values center near $194,200, an affordability ratio of 3.4× — accessible.

On the whole, 77038 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

35/100
Composite stress
77/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 77038

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk100
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Harris County

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Deterministic. Every signal traces to a public dataset · methodology