ZIP 77086 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 77086 (Harris County, Texas) lands at 37/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (89/100)). What sets it apart are the readings on structural risk (82/100), institutional ownership (69/100), construction/permit lag (60/100). mortgage stress (24/100) stay muted. Structurally it carries 82/100, against 7/100 of stress already in motion.

The market reads recovery — home values rose 2.7% year on year, at 17/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $208,800 here, or 3.4 times local income. Median household income is $58,184, below the U.S. median near $78,000. Population is roughly 28,623 with a median age of 34. On demographic stress specifically, 77086 scores 36/100. Vacancy runs 6.4%. The ZIP holds roughly 9,245 housing units. 57% of housing is owner-occupied. Around 11% of adults hold a bachelor's degree or higher. Roughly 14.9% live below the poverty line. Around 52% of renters are cost-burdened.

On balance 77086 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 77086 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 77086 runs through one identical public-record model, so its 37/100 sits on the same scale as every other ZIP in Harris County, Texas and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 77086 shows blanks, not estimates, wherever the record is sparse.

77086's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 77086 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.