ZIP 77087 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 77087 (Harris County, Texas) at a moderate 37/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (89/100)). Structural risk reads 82/100 against active distress of 7/100. The pressure is most legible in structural risk (82/100), institutional ownership (69/100), construction/permit lag (60/100). On the quiet end sit mortgage stress (24/100).

Prices here sit in a recovery phase: values rose 2.7% over the trailing year, and 3% higher over three years, at 17/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Educational attainment sits at 12% bachelor's-or-above. Home values center near $177,900, an affordability ratio of 2.8× — accessible. 22.4% of residents fall below the poverty threshold. The ZIP holds roughly 12,421 housing units. Median household income is $53,624, below the U.S. median near $78,000. The demographic-stress sub-score lands at 35/100. Around 44% of renters are cost-burdened. 55% of housing is owner-occupied. The vacancy rate is 10.2%. About 35,192 people live here, median age 35.

Net-net, 77087 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 77087 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 77087 stays directly comparable to neighboring ZIPs and the rest of Harris County, Texas. The score is rebuilt from public data as it updates, so 77087 reflects the current record instead of a stale or modeled snapshot.

The 37/100 figure for 77087 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 77087 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.