ZIP 77095 Foreclosure, Tax-Lien & Distress Report
Harris County, Texas · Distress market
On DLRadar's 0-100 distress scale, ZIP 77095 in Harris County, Texas comes in at 36, a moderate composite-distress reading. Latent structural risk is 79/100 while live distress already moving reads 7/100. What sets it apart are the readings on structural risk (79/100), institutional ownership (65/100), construction/permit lag (53/100). mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (84/100).
The market reads recovery — home values rose 2.7% year on year, and 52% higher over three years, at 17/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
69,912 residents call 77095 home, typically aged 40. Roughly 5.8% live below the poverty line, a low share typical of higher-equity areas. There are about 26,513 housing units across 77095. Around 42% of adults hold a bachelor's degree or higher. A median home runs $315,500 here, or 3.0 times local income. The vacancy rate is 3.7%. At $95,657, median income runs above typical U.S. levels. Rent burden reaches 44% of tenant households. 71% of housing is owner-occupied. On demographic stress specifically, 77095 scores 27/100.
Net-net, 77095 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 77095 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 77095 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 36/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 77095 reflects the current record instead of a stale or modeled snapshot.
The 36/100 for 77095 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 77095 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 77095
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
77095 at a glance
Current distress, phase, housing and lender-pressure figures for 77095, drawn from the same report attached to each property.
Other Harris County ZIP codes
Nearest ZIP codes to 77095
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Harris County, Texas — ZIP, county and statewide.
See every distressed parcel in 77095
Open 77095 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology