ZIP 77040 Foreclosure, Tax-Lien & Distress Report
Harris County, Texas · Distress market
In Harris County, Texas, ZIP 77040 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 82/100 against active distress of 7/100. The pressure is most legible in structural risk (82/100), institutional ownership (69/100), construction/permit lag (60/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (89/100).
Prices here sit in a recovery phase: values rose 2.7% over the trailing year, and 6% higher over three years, at 17/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Home values center near $244,700, an affordability ratio of 3.3× — accessible. On demographic stress specifically, 77040 scores 35/100. 52% of housing is owner-occupied. At $67,254, median income runs below typical U.S. levels. Population is roughly 50,446 with a median age of 34. Educational attainment sits at 28% bachelor's-or-above. Vacancy runs 4.6%. There are about 19,164 housing units across 77040. Rent burden reaches 49% of tenant households. 19.9% of residents fall below the poverty threshold.
Overall, 77040 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 77040 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 77040's 37/100 can be lined up against any neighbor in Harris County, Texas or any ZIP coast to coast. Where the public record is thin for 77040, the field stays empty rather than modeled, and fills in as new documents post.
77040's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 77040 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 77040
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 77040 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Harris County ZIP reports
Related reports across Harris County, Texas
Keep going: ZIP, county and state distress coverage for Harris County, Texas.
See every distressed parcel in 77040
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Each signal above is traceable to an open dataset · methodology