ZIP 77040 Property Distress & Foreclosure Data

In Harris County, Texas, ZIP 77040 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 77 and live distress 7 on the 0–100 scale. Its standout signals are structural risk (77/100), institutional ownership (64/100), construction/permit lag (46/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (81/100).

The market reads peak — home values rose 1.6% year on year, and 6% higher over three years, at 19/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $244,700 (3.3× income, relatively affordable). The demographic-stress sub-score lands at 35/100. 52% of housing is owner-occupied. At $67,254, median income runs below typical U.S. levels. About 50,446 people live here, median age 34. Around 28% of adults hold a bachelor's degree or higher. Vacancy runs 4.6%. There are about 19,164 housing units across 77040. Rent burden reaches 49% of tenant households. The poverty rate is 19.9% — high, a tax-stress and distress correlate.

Net-net, 77040 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.