ZIP 77076 Property Distress & Foreclosure Data

ZIP code 77076 in Harris County, Texas carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (77/100), institutional ownership (64/100), construction/permit lag (46/100). By contrast, mortgage stress (24/100) register low. The latent-versus-live split is 77/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (81/100).

The market reads peak — home values rose 1.6% year on year, and 14% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

At $39,895, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 42/100. Around 6% of adults hold a bachelor's degree or higher. Around 59% of renters are cost-burdened. The vacancy rate is 8.0%. About 32,641 people live here, median age 31. The poverty rate is 27.1% — high, a tax-stress and distress correlate. The ZIP holds roughly 10,239 housing units. 51% of housing is owner-occupied. The typical home is worth about $177,300 (3.7× income, relatively affordable).

Net-net, 77076 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.