ZIP 77316 Property Distress & Foreclosure Data

DLRadar grades ZIP 77316 (Montgomery County, Texas) at a moderate 35/100 for overall property distress. Structural exposure scores 78 and live distress 8 on the 0–100 scale. Property-level stress concentrates in structural risk (78/100), institutional ownership (69/100), construction/permit lag (49/100). By contrast, mortgage stress (26/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (97/100), climate & FEMA risk (94/100), FEMA disaster exposure (88/100).

The market reads peak — home values rose 1.7% year on year, and 13% higher over three years, at 19/100 phase confidence. Topping markets hide individual distress behind strong averages.

89% of housing is owner-occupied. The poverty rate is 7.4% — low. The typical home is worth about $431,400 (3.1× income, relatively affordable). The demographic-stress sub-score lands at 24/100. About 31,917 people live here, median age 40. There are about 13,084 housing units across 77316. Vacancy runs 6.4%. At $129,418, median income runs above typical U.S. levels. Rent burden reaches 31% of tenant households. Around 44% of adults hold a bachelor's degree or higher.

Net-net, 77316 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.