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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 77340 Foreclosure, Tax-Lien & Distress Report

Walker County, Texas · High Vacancy market

ZIP code 77340 in Walker County, Texas carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (97/100), FEMA disaster exposure (89/100), climate & FEMA risk (71/100). Latent structural risk is 72/100 while live distress already moving reads 8/100. The sharpest non-environmental signals are structural risk (72/100), institutional ownership (69/100), construction/permit lag (56/100). mortgage stress (26/100) stay muted.

Prices here sit in a peak phase: values rose 0.9% over the trailing year, and 13% higher over three years (phase confidence 9/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 14.2% — elevated. Educational attainment sits at 30% bachelor's-or-above. Median household income is $46,878, below the U.S. median near $78,000. Rent burden reaches 52% of tenant households. 22.8% of residents fall below the poverty threshold. The ZIP holds roughly 15,621 housing units. A median home runs $244,000 here, or 4.9 times local income. 48% of housing is owner-occupied. The demographic-stress sub-score lands at 41/100. 35,439 residents call 77340 home, typically aged 31.

Net-net, 77340 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 77340 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 77340 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 77340, the field stays empty rather than modeled, and fills in as new documents post.

77340's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 77340 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

32/100
Composite stress
72/100
Structural risk
8/100
Distress activity

Signal-by-signal read on 77340

Foreclosure activity0
Mortgage stress26
Climate / FEMA risk71
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 77340 distress snapshot

The live 77340 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Every distressed parcel in 77340 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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