ZIP 77320 Foreclosure, Tax-Lien & Distress Report
Walker County, Texas · High Vacancy market
Scored purely from public records, 77320 (Walker County, Texas) returns a moderate composite of 32/100. The most distinctive pressure shows up in structural risk (72/100), institutional ownership (69/100), construction/permit lag (56/100). By contrast, mortgage stress (26/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (97/100), FEMA disaster exposure (89/100), climate & FEMA risk (69/100)). The latent-versus-live split is 72/100 structural and 8/100 already moving.
The market reads peak — home values rose 1.1% year on year, and 15% higher over three years, at 10/100 phase confidence. Topping markets hide individual distress behind strong averages.
Around 16% of adults hold a bachelor's degree or higher. Rent burden reaches 56% of tenant households. Owners hold 66% of homes, renters 34%. The demographic-stress sub-score lands at 36/100. Median household income is $51,765, below the U.S. median near $78,000. 37,458 residents call 77320 home, typically aged 40. Roughly 13.9% live below the poverty line. The vacancy rate is 17.6% — elevated. Home values center near $203,100, an affordability ratio of 3.4× — accessible. The ZIP holds roughly 12,838 housing units.
Taken together, 77320 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 77320 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 77320 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 77320, the field stays empty rather than modeled, and fills in as new documents post.
77320's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 77320 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 77320
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 77320 by the numbers
A live read on 77320: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Walker County ZIPs near 77320
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Rules-based scoring — each signal ties to a public dataset · methodology