ZIP 75862 Foreclosure, Tax-Lien & Distress Report

In Trinity County, Texas, ZIP 75862 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Latent structural risk is 67/100 while live distress already moving reads 9/100. Environmental exposure also runs high (FEMA disaster exposure (89/100), flood (NFIP) exposure (88/100)). What sets it apart are the readings on institutional ownership (73/100), structural risk (67/100), construction/permit lag (56/100). mortgage stress (28/100) stay muted.

The peak-phase market in 75862 posted values that rose 1.8% over the year (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

Home values center near $124,200, an affordability ratio of 2.3× — accessible. Households earn a median $49,497 — below the roughly $78,000 national figure. About 10,030 people live here, median age 52. Around 39% of renters are cost-burdened. The ZIP holds roughly 5,840 housing units. 17.0% of residents fall below the poverty threshold. Vacancy runs 24.3%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 75862 scores 30/100. 76% of housing is owner-occupied. Around 15% of adults hold a bachelor's degree or higher.

On the whole, 75862 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 75862 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 75862 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 75862, the field stays empty rather than modeled, and fills in as new documents post.

The 30/100 figure for 75862 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 75862 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.