ZIP 75862 Foreclosure, Tax-Lien & Distress Report

In Trinity County, Texas, ZIP 75862 scores 29 of 100 for composite distress, a low level on DLRadar's distress index. Latent structural risk is 66/100 while live distress already moving reads 9/100. Environmental exposure also runs high (flood (NFIP) exposure (88/100), FEMA disaster exposure (83/100)). What sets it apart are the readings on institutional ownership (70/100), structural risk (66/100), construction/permit lag (54/100). mortgage stress (28/100) stay muted.

The peak-phase market in 75862 posted values that rose 1.8% over the year (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

Home values center near $124,200, an affordability ratio of 2.3× — accessible. Households earn a median $49,497 — below the roughly $78,000 national figure. About 10,030 people live here, median age 52. Around 39% of renters are cost-burdened. The ZIP holds roughly 5,840 housing units. 17.0% of residents fall below the poverty threshold. Vacancy runs 24.3%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 75862 scores 30/100. 76% of housing is owner-occupied. Around 15% of adults hold a bachelor's degree or higher.

On the whole, 75862 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 75862 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 75862 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 75862, the field stays empty rather than modeled, and fills in as new documents post.

The 29/100 figure for 75862 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 75862 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.