ZIP 77360 Property Distress & Foreclosure Data

In Polk County, Texas, ZIP 77360 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (74/100), construction/permit lag (67/100), institutional ownership (66/100). mortgage stress (28/100) stay muted. On the structural side it scores 74/100, with 9/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), FEMA disaster exposure (81/100), climate & FEMA risk (71/100).

Prices here sit in a neutral phase: values rose 4.3% over the trailing year (phase confidence 24/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 3,372 housing units. Around 57% of renters are cost-burdened. Households earn a median $49,004 — below the roughly $78,000 national figure. About 7% have a four-year degree. 6,130 residents call 77360 home, typically aged 45. The vacancy rate is 29.8% — elevated. The tenure split is 74% owner-occupied to 26% rented. On demographic stress specifically, 77360 scores 37/100. Roughly 18.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $163,700 here, or 2.9 times local income.

Taken together, 77360 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.