ZIP 77360 Foreclosure, Tax-Lien & Distress Report

ZIP 77360's composite property-distress score is 31/100 - DLRadar classes that as moderate for Polk County, Texas. Leading the profile are institutional ownership (70/100), structural risk (69/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (28/100). Structurally it carries 69/100, against 9/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), FEMA disaster exposure (89/100), climate & FEMA risk (71/100).

The market reads peak — home values rose 2.0% year on year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 3,372 housing units. Rent burden reaches 57% of tenant households. At $49,004, median income runs below typical U.S. levels. Educational attainment sits at 7% bachelor's-or-above. 6,130 residents call 77360 home, typically aged 45. Vacancy runs 29.8%, above the national norm and a classic distress-and-opportunity signal. Owners hold 74% of homes, renters 26%. DLRadar's demographic-stress index for the area reads 37/100. 18.0% of residents fall below the poverty threshold. A median home runs $163,700 here, or 2.9 times local income.

Net-net, 77360 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 77360 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 77360 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 77360 can be compared directly against any other ZIP in Polk County, Texas or nationwide. Where the public record is thin for 77360, the field stays empty rather than modeled, and fills in as new documents post.

77360's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 77360 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.