Polk County, TX: Foreclosures, Tax Liens & Distressed Properties
Polk County, TX, Texas: 9 ZIP codes scored, Polk County, TX averaging 32/100 (moderate, Polk, TX), from 29 to 32. Polk County, TX is in its peak phase (Polk, TX confidence 22/100): Polk, TX home prices up 2.0% (Polk, TX) over twelve months. Polk County, TX lender headwind: 26/100.
Highest-scoring Polk County, TX ZIPs: 75934 (32/100), 75939 (32/100), 75960 (32/100), 77326 (32/100), 77335 (32/100), 77350 (32/100). Also scored in Polk County, TX: 77351, 77360, 75936.
Across Polk County, TX's scored ZIPs: median home value $155,586, household income $59,481, 26.1% vacancy, 27.7% poverty, 86% owner-occupied, median age 44.8.
Polk County, TX insurance distress 93/100 (#71 in the US); FEMA hazard 91/100 for Polk, TX; 6 federal disaster declarations in Polk County, TX since 2023 (3 hurricane, 3 flood); 73 Polk, TX NFIP flood claims, $4.1M paid; Polk, TX construction distress 53/100.
6 banks with 11 branches lend in Polk County, TX; Polk, TX weighted bank stress 50/100, highest 68/100 in Polk, TX.
Polk County, TX unemployment 5.0% (Polk, TX -0.1 pts, six months); 688 new housing units permitted in Polk County, TX over twelve months, Polk, TX down 3% from 708; Polk, TX home prices +5.5% a year (Polk, TX) over three years.
26,469 housing units in Polk County, TX; 4,180 Polk, TX renter households; 40% of Polk, TX renters spend 30%+ of income on rent, 18% (Polk, TX) half or more.
Polk County, TX ranks #172 nationally on the opportunity index (Polk, TX, among all ranked counties); Polk, TX scores 36.1/100 and Polk, TX sits #22 inside Texas. Polk, TX is in the peak_opportunity opportunity phase; Polk, TX's primary driver is vacancy, Polk, TX second driver construction; Polk, TX moved up 142 places. 1 short-sale listings across Polk, TX; 75 days on market observed in Polk, TX; 27.5% vacancy over 9 Polk, TX ZIPs.
No CFPB county sample covers Polk County, TX. The non-metro area reading for Polk, TX: 1.4% ninety-plus days late; Polk, TX's thirty-to-eighty-nine share is 3.5% (Polk, TX, December 2025 data); Texas overall 1.2%.
Polk County, TX has 5 watched banks; 5 Polk, TX banks sit in an elevated band. Polk, TX footprints: First Stb Of Livingston (4 branches, stress 58) in Polk, TX; First Nb Of Livingston (3 branches, stress 28) in Polk, TX; Peoples State Bank (1 branch, stress 68) in Polk, TX.
6,952 of the 26,469 housing units in Polk, TX sit vacant. Polk County, TX permitted 0 multifamily units in twelve months; Polk, TX's one-to-four unit structures added 688 units in Polk County, TX.