ZIP 75939 Foreclosure, Tax-Lien & Distress Report
Polk County, Texas · High Vacancy market
Polk County, Texas's ZIP 75939 registers 32/100 composite distress, which DLRadar reads as moderate. Its standout signals are structural risk (70/100), institutional ownership (67/100), construction/permit lag (53/100). mortgage stress (28/100) stay muted. Latent structural risk is 70/100 while live distress already moving reads 9/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), FEMA disaster exposure (83/100), climate & FEMA risk (71/100).
Prices here sit in a peak phase: values rose 2.0% over the trailing year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 9% have a four-year degree. 4,974 residents call 75939 home, typically aged 43. Median household income is $45,767, below the U.S. median near $78,000. There are about 2,090 housing units across 75939. The poverty rate is 17.9% — high, a tax-stress and distress correlate. A median home runs $177,600 here, or 2.6 times local income. 68% of housing is owner-occupied. On demographic stress specifically, 75939 scores 32/100. Around 34% of renters are cost-burdened. Vacancy runs 20.3%, above the national norm and a classic distress-and-opportunity signal.
On the whole, 75939 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 75939's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 75939 shows as blanks, never estimates, and the score updates on every fresh public filing.
75939's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 75939 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 75939
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 75939 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Polk County
Nearest ZIP codes to 75939
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Polk County, Texas
More ZIP, county and state distress intelligence connected to Polk County, Texas.
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Get every distressed property in 75939 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology