ZIP 77351 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 77351 (Polk County, Texas) at a moderate 31/100 for overall property distress. Leading the profile are institutional ownership (70/100), structural risk (69/100), construction/permit lag (44/100). By contrast, mortgage stress (28/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (95/100), FEMA disaster exposure (89/100), climate & FEMA risk (71/100)). Latent structural risk is 69/100 while live distress already moving reads 9/100.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 4% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 15% of adults hold a bachelor's degree or higher. Roughly 18.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 29/100. Rent burden reaches 26% of tenant households. At $62,710, median income runs below typical U.S. levels. Vacancy runs 28.5%, above the national norm and a classic distress-and-opportunity signal. 35,828 residents call 77351 home, typically aged 44. The tenure split is 78% owner-occupied to 22% rented. The typical home is worth about $199,700 (2.6× income, relatively affordable). There are about 18,836 housing units across 77351.

Net-net, 77351 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 77351 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 77351 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in Polk County, Texas and the nation. The score is rebuilt from public data as it updates, so 77351 reflects the current record instead of a stale or modeled snapshot.

77351's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 77351 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.