ZIP 77085 Foreclosure, Tax-Lien & Distress Report
Harris County, Texas · Affordable market
Scored purely from public records, 77085 (Harris County, Texas) returns a moderate composite of 37/100. Leading the profile are structural risk (81/100), institutional ownership (68/100), construction/permit lag (60/100). By contrast, mortgage stress (24/100) register low. The split runs 81/100 structural to 7/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (88/100)).
The market reads recovery — home values rose 2.7% year on year (phase confidence 17/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
There are about 5,873 housing units across 77085. The vacancy rate is 3.2%. Roughly 16.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 16% of adults hold a bachelor's degree or higher. At $66,651, median income runs below typical U.S. levels. 64% of housing is owner-occupied. The demographic-stress sub-score lands at 30/100. Home values center near $191,800, an affordability ratio of 2.6× — accessible. Rent burden reaches 37% of tenant households. 16,947 residents call 77085 home, typically aged 38.
Net-net, 77085 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 77085 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 77085 stays directly comparable to neighboring ZIPs and the rest of Harris County, Texas. 77085 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 37/100 for 77085 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 77085 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 77085’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 77085 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 77085, the same set carried on every parcel.
More ZIPs across Harris County
Related reports across Harris County, Texas
Further distress data across Harris County, Texas at ZIP, county and state level.
The complete 77085 distress and acquisition report
The full 77085 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology