ZIP 77085 Property Distress & Foreclosure Data

ZIP code 77085 in Harris County, Texas carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (77/100), institutional ownership (64/100), construction/permit lag (46/100). By contrast, mortgage stress (24/100) register low. On the structural side it scores 77/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (81/100).

The market reads peak — home values rose 1.6% year on year (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 5,873 housing units. The vacancy rate is 3.2%. The poverty rate is 16.4% — high, a tax-stress and distress correlate. Around 16% of adults hold a bachelor's degree or higher. At $66,651, median income runs below typical U.S. levels. 64% of housing is owner-occupied. The demographic-stress sub-score lands at 30/100. The typical home is worth about $191,800 (2.6× income, relatively affordable). Around 37% of renters are cost-burdened. About 16,947 people live here, median age 38.

Net-net, 77085 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.