ZIP 77454 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 77454 (Wharton County, Texas) lands at 32/100 — moderate on DLRadar's public-record scoring. Property-level stress concentrates in construction/permit lag (71/100), structural risk (71/100), institutional ownership (57/100). Climate and flood risk are elevated too — climate & FEMA risk (80/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (67/100). The latent-versus-live split is 71/100 structural and 0/100 already moving.

The peak-phase market in 77454 posted values that rose 0.9% over the year, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 180 with a median age of 57. The poverty rate is 0.0% — low. 100% of housing is owner-occupied. Vacancy runs 0.0%. DLRadar's demographic-stress index for the area reads 5/100. There are about 96 housing units across 77454. About 72% have a four-year degree.

On balance 77454 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 77454 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 77454 read uses the identical public-record model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 77454 stays directly comparable to neighboring ZIPs and the rest of Wharton County, Texas. Every figure is auditable to a public dataset and refreshed on ingest; 77454 shows blanks, not estimates, wherever the record is sparse.

The 32/100 figure for 77454 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 77454 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.