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ZIP 77420 Foreclosure, Tax-Lien & Distress Report

Wharton County, Texas · High Vacancy market

DLRadar grades ZIP 77420 (Wharton County, Texas) at a moderate 32/100 for overall property distress. The split runs 70/100 structural to 7/100 active on the ground. Its standout signals are structural risk (70/100), institutional ownership (59/100), construction/permit lag (59/100). mortgage stress (22/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (81/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100)).

Prices here sit in a peak phase: values rose 1.2% over the trailing year (phase confidence 10/100). Topping markets hide individual distress behind strong averages.

Owners hold 89% of homes, renters 11%. Home values center near $226,400, an affordability ratio of 2.5× — accessible. Households earn a median $79,583 — near the roughly $78,000 national figure. There are about 995 housing units across 77420. Population is roughly 2,461 with a median age of 32. The vacancy rate is 13.6% — elevated. Around 33% of adults hold a bachelor's degree or higher. 7.2% of residents fall below the poverty threshold. On demographic stress specifically, 77420 scores 27/100. Rent burden reaches 51% of tenant households.

Net-net, 77420 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 77420 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 77420 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 77420 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 32/100 for 77420 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 77420 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

32/100
Composite stress
70/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 77420

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk81
Another 9 scored dimensions sit behind 77420

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

77420 at a glance

Current distress, phase, housing and lender-pressure figures for 77420, drawn from the same report attached to each property.

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