ZIP 77437 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 77437 (Wharton County, Texas) returns a moderate composite of 32/100. It additionally carries heavy environmental risk: climate & FEMA risk (80/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (67/100). The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (71/100), institutional ownership (57/100). By contrast, mortgage stress (22/100) register low. The latent-versus-live split is 71/100 structural and 7/100 already moving.

The market reads peak — home values rose 0.9% year on year, and 16% higher over three years, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

18,886 residents call 77437 home, typically aged 38. Around 36% of renters are cost-burdened. Vacancy runs 9.5%. Around 17% of adults hold a bachelor's degree or higher. The ZIP holds roughly 7,259 housing units. Roughly 13.7% live below the poverty line. Home values center near $184,700, an affordability ratio of 2.4× — accessible. On demographic stress specifically, 77437 scores 29/100. The tenure split is 69% owner-occupied to 31% rented. Median household income is $72,490, near the U.S. median near $78,000.

Net-net, 77437 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 77437 at the moment; the composite and its components are still built from verifiable public records.

The 77437 read uses the identical public-record model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 77437 stays directly comparable to neighboring ZIPs and the rest of Wharton County, Texas. Sparse data for 77437 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 32/100 for 77437 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 77437 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.