ZIP 77435 Foreclosure, Tax-Lien & Distress Report
Wharton County, Texas · Distress market
On DLRadar's 0-100 public-record scale, ZIP 77435 in Wharton County, Texas comes in at 31, a moderate composite-distress reading. Structurally it carries 69/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (81/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (67/100). Its standout signals are structural risk (69/100), construction/permit lag (60/100), institutional ownership (58/100). mortgage stress (21/100) stay muted.
The market reads peak — home values rose 1.1% year on year, and 12% higher over three years, at 10/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 4,376 people live here, median age 45. The typical home is worth about $356,000 (4.4× income). Around 74% of renters are cost-burdened. The poverty rate is 5.4% — low. The vacancy rate is 7.1%. The demographic-stress sub-score lands at 36/100. The tenure split is 85% owner-occupied to 15% rented. Around 20% of adults hold a bachelor's degree or higher. There are about 2,001 housing units across 77435. Households earn a median $63,702 — below the roughly $78,000 national figure.
Net-net, 77435 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 77435 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 77435 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in Wharton County, Texas and the nation. Where the public record is thin for 77435, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 77435 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. For an operator, 77435 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 77435 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 77435 distress snapshot
77435 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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Built from public records, scored the same way everywhere · methodology