Wharton County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Wharton County, Texas? DLRadar grades every Wharton County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Wharton County breakdown.
- Wharton County's most distressed ZIP is 77420 at 32/100.
- 13 ZIP codes tracked in Wharton County, averaging 32/100 distress.
- Wharton County reads peak — home values up 0.9% year over year.
- Vacancy runs 18.7% across Wharton County's tracked ZIPs, with a 19.5% poverty rate.
- The typical Wharton County home is worth about $208,367 against a ~$67,233 median income.
- Lending headwind in Wharton County sits at 0/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 77420 | 32/100 |
| 2 | 77432 | 32/100 |
| 3 | 77436 | 32/100 |
| 4 | 77437 | 32/100 |
| 5 | 77443 | 32/100 |
| 6 | 77448 | 32/100 |
| 7 | 77453 | 32/100 |
| 8 | 77454 | 32/100 |
| 9 | 77455 | 32/100 |
| 10 | 77467 | 32/100 |
| 11 | 77488 | 32/100 |
| 12 | 77435 | 31/100 |
Most distressed ZIP codes in Wharton County (composite distress 0-100, 2026)
What is driving Wharton County distress
Wharton County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 32/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Wharton County market phase and pricing
DLRadar places Wharton County in peak; prices moved up 0.9% over the year. Longer marketing times follow, and with them the sellers worth calling.
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Common questions
Where is distress highest inside Wharton County, TX?
ZIP 77420 leads Wharton County at 32/100, recomputed monthly from public records.
What stage of the price cycle is Wharton County at?
The market phase for Wharton County is peak, prices rising 0.9% on the year — derived from the FHFA House Price Index path.
What is this Wharton County analysis built from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 13 ZIP codes in Wharton County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Wharton County ZIP codes?
A county average hides the spread. Across the Wharton County ZIPs DLRadar ranks, scores run from 32/100 in 77420 down to 31/100 in 77435, against a Wharton County average of 32/100. A spread of 1 points means Wharton County has to be worked ZIP by ZIP.
What do Wharton County home values and vacancy say about distressed supply?
The typical Wharton County home carries about $208,367 of value against a median household income near $67,233. Vacancy across Wharton County's tracked ZIPs runs 18.7% and the poverty rate is 19.5%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Wharton County's foreclosure and tax-lien record and its 0/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.