Wharton County, TX: Foreclosures, Tax Liens & Distressed Properties
Wharton County, TX, Texas: 13 ZIP codes scored, Wharton County, TX averaging 29/100 (low, Wharton, TX), from 26 to 31. Wharton County, TX is in its peak phase (Wharton, TX confidence 9/100): Wharton, TX home prices up 0.9% (Wharton, TX) over twelve months. Wharton County, TX lender headwind: 0/100.
Highest-scoring Wharton County, TX ZIPs: 77420 (31/100), 77435 (30/100), 77432 (29/100), 77436 (29/100), 77437 (29/100), 77443 (29/100). Also scored in Wharton County, TX: 77448, 77453, 77454, 77455, 77467, 77488, 77434.
Across Wharton County, TX's scored ZIPs: median home value $208,367, household income $67,233, 18.7% vacancy, 19.5% poverty, 71% owner-occupied, median age 49.1.
Wharton County, TX insurance distress 70/100 (#616 in the US); FEMA hazard 74/100 for Wharton, TX; 2 federal disaster declarations in Wharton County, TX since 2023 (2 hurricane); 8 Wharton, TX NFIP flood claims, $19K paid; Wharton, TX construction distress 52/100.
9 banks with 18 branches lend in Wharton County, TX; Wharton, TX weighted bank stress 47/100, highest 77/100 in Wharton, TX.
Wharton County, TX unemployment 5.2% (Wharton, TX +0.6 pts, six months); 186 new housing units permitted in Wharton County, TX over twelve months, Wharton, TX down 1% from 188; Wharton, TX home prices +7.5% a year (Wharton, TX) over three years.
17,711 housing units in Wharton County, TX; 4,537 Wharton, TX renter households; 40% of Wharton, TX renters spend 30%+ of income on rent, 21% (Wharton, TX) half or more.
Wharton County, TX ranks #924 nationally on the opportunity index (Wharton, TX, among all ranked counties); Wharton, TX scores 31.5/100 and Wharton, TX sits #103 inside Texas. Wharton, TX is in the watchlist opportunity phase; Wharton, TX's primary driver is vacancy, Wharton, TX second driver construction; Wharton, TX moved up 572 places. 4 short-sale listings across Wharton, TX; 115 days on market observed in Wharton, TX; 11.6% vacancy over 13 Wharton, TX ZIPs.
No CFPB county sample covers Wharton County, TX. The non-metro area reading for Wharton, TX: 1.4% ninety-plus days late; Wharton, TX's thirty-to-eighty-nine share is 3.5% (Wharton, TX, December 2025 data); Texas overall 1.2%.
Wharton County, TX has 8 watched banks; 8 Wharton, TX banks sit in an elevated band. Wharton, TX footprints: First State Bank (4 branches, stress 46) in Wharton, TX; Newfirst National Bank (4 branches, stress 31) in Wharton, TX; Prosperity Bank (3 branches, stress 33) in Wharton, TX.
HUD lists 4 assisted multifamily properties in Wharton County, TX with 306 units; 119 Wharton, TX units are assisted, 2 Wharton, TX properties under project-based Section 8.
1,821 of the 17,711 housing units in Wharton, TX sit vacant. Wharton County, TX permitted 27 multifamily units in twelve months; Wharton, TX's one-to-four unit structures added 159 units in Wharton County, TX.