ZIP 78632 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 78632 (Gonzales County, Texas) at a moderate 30/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (80/100). Leading the profile are construction/permit lag (83/100), structural risk (67/100), institutional ownership (53/100). On the quiet end sit mortgage stress (22/100). The latent-versus-live split is 67/100 structural and 6/100 already moving.

The peak-phase market in 78632 posted values that rose 1.0% over the year (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 655 housing units across 78632. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. 1,391 residents call 78632 home, typically aged 43. Around 14% of adults hold a bachelor's degree or higher. The tenure split is 95% owner-occupied to 5% rented. On demographic stress specifically, 78632 scores 21/100. Vacancy runs 19.3%, above the national norm and a classic distress-and-opportunity signal. Around 0% of renters are cost-burdened. The typical home is worth about $187,400 (2.9× income, relatively affordable). Households earn a median $63,250 — below the roughly $78,000 national figure.

On the whole, 78632 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 78632 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 78632's 30/100 can be lined up against any neighbor in Gonzales County, Texas or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 78632, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

78632's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 78632 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.