ZIP 78616 Property Distress & Foreclosure Data

In Caldwell County, Texas, ZIP 78616 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 52/100 against active distress of 4/100. Environmental exposure also runs high (climate & FEMA risk (78/100)). Its standout signals are construction/permit lag (61/100), structural risk (52/100), institutional ownership (31/100). On the quiet end sit institutional ownership (31/100) and mortgage stress (12/100).

The recovery-phase market in 78616 posted values that held roughly flat over the year, 2.1% off the recent peak, and 26% higher over three years, at 6/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 84% of homes, renters 16%. Median household income is $70,148, near the U.S. median near $78,000. Population is roughly 10,008 with a median age of 32. Vacancy runs 9.1%. Home values center near $211,500, an affordability ratio of 2.5× — accessible. There are about 3,423 housing units across 78616. Educational attainment sits at 13% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 30/100. Rent burden reaches 42% of tenant households. 14.6% of residents fall below the poverty threshold.

On balance 78616 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.