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ZIP 78622 Foreclosure, Tax-Lien & Distress Report

Caldwell County, Texas · High Vacancy market

ZIP 78622's composite property-distress score is 27/100 - DLRadar classes that as low for Caldwell County, Texas. Leading the profile are construction/permit lag (85/100), structural risk (59/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100). The latent-versus-live split is 59/100 structural and 0/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (77/100).

The market reads contraction — home values held roughly flat year on year, 2.0% off the recent peak, at 5/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Median household income is $72,941, near the U.S. median near $78,000. Vacancy runs 13.0%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 353 with a median age of 40. About 37% have a four-year degree. The demographic-stress sub-score lands at 21/100. Owners hold 71% of homes, renters 29%. Around 0% of renters are cost-burdened. Home values center near $160,900, an affordability ratio of 2.4× — accessible. 15.6% of residents fall below the poverty threshold. There are about 162 housing units across 78622.

On the whole, 78622 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 78622 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 78622 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Caldwell County, Texas and the nation. Where the public record is thin for 78622, the field stays empty rather than modeled, and fills in as new documents post.

78622's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 78622 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

27/100
Composite stress
59/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 78622

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk77
9 further distress layers are graded for 78622

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

78622 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Other Caldwell County ZIP codes

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Other reports tied to Caldwell County, Texas — ZIP, county and statewide.

The complete 78622 distress and acquisition report

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Rules-based scoring — each signal ties to a public dataset · methodology

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