ZIP 78661 Foreclosure, Tax-Lien & Distress Report
Caldwell County, Texas · High Poverty market
ZIP code 78661 in Caldwell County, Texas carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: climate & FEMA risk (77/100). The sharpest non-environmental signals are construction/permit lag (81/100), structural risk (57/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (14/100). Structural risk reads 57/100 against active distress of 4/100.
The contraction-phase market in 78661 posted values that held roughly flat over the year, 1.1% off the recent peak (phase confidence 5/100). Falling values surface more motivated sellers and below-market exits.
About 658 people live here, median age 28. The poverty rate is 33.1% — high, a tax-stress and distress correlate. A median home runs $209,700 here, or 4.0 times local income. The demographic-stress sub-score lands at 46/100. The tenure split is 84% owner-occupied to 16% rented. The vacancy rate is 3.7%. Rent burden reaches 100% of tenant households. There are about 241 housing units across 78661. Households earn a median $47,917 — below the roughly $78,000 national figure. Educational attainment sits at 7% bachelor's-or-above.
On the whole, 78661 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 78661 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 78661 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Caldwell County, Texas and the nation. 78661 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
78661's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 78661 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 78661
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 78661 Stress Report snapshot
A live read on 78661: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Caldwell County
Nearest ZIP codes to 78661
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Caldwell County, Texas.
Unlock the full ZIP 78661 acquisition report
See who owns each distressed property in 78661, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology