ZIP 78610 Foreclosure, Tax-Lien & Distress Report

Hays County, Texas's ZIP 78610 registers 30/100 composite distress, which DLRadar reads as moderate. The latent-versus-live split is 65/100 structural and 6/100 already moving. What sets it apart are the readings on construction/permit lag (69/100), structural risk (65/100), institutional ownership (46/100). By contrast, mortgage stress (19/100) register low. Environmental exposure also runs high (climate & FEMA risk (93/100)).

The contraction-phase market in 78610 posted values that held roughly flat over the year, 2.0% off the recent peak, and 8% lower over three years, at 5/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Population is roughly 46,685 with a median age of 36. The ZIP holds roughly 18,007 housing units. Owners hold 80% of homes, renters 20%. Around 42% of adults hold a bachelor's degree or higher. A median home runs $408,000 here, or 3.4 times local income. Median household income is $110,417, above the U.S. median near $78,000. Vacancy runs 2.6%. On demographic stress specifically, 78610 scores 26/100. Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. Around 36% of renters are cost-burdened.

Net-net, 78610 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 78610 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 78610's 30/100 can be lined up against any neighbor in Hays County, Texas or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 78610 shows blanks, not estimates, wherever the record is sparse.

The 30/100 for 78610 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 78610 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.