ZIP 78610 Property Distress & Foreclosure Data

ZIP code 78610 in Hays County, Texas carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 66 and live distress 6 on the 0–100 scale. What sets it apart are the readings on structural risk (66/100), construction/permit lag (65/100), institutional ownership (50/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (climate & FEMA risk (93/100)).

The recovery-phase market in 78610 posted values that held roughly flat over the year, 2.1% off the recent peak, and 8% lower over three years, at 6/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 46,685 with a median age of 36. There are about 18,007 housing units across 78610. Owners hold 80% of homes, renters 20%. Educational attainment sits at 42% bachelor's-or-above. Home values center near $408,000, an affordability ratio of 3.4× — accessible. Median household income is $110,417, above the U.S. median near $78,000. Vacancy runs 2.6%. DLRadar's demographic-stress index for the area reads 26/100. 5.7% of residents fall below the poverty threshold. Rent burden reaches 36% of tenant households.

On balance 78610 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.