ZIP 78676 Foreclosure, Tax-Lien & Distress Report
Hays County, Texas · Cooling Market market
Scored on a fixed 0-100 scale, 78676 (Hays County, Texas) returns a low composite of 26/100. The latent-versus-live split is 56/100 structural and 5/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (87/100). Its standout signals are structural risk (56/100), construction/permit lag (55/100), institutional ownership (43/100). mortgage stress (17/100) stay muted.
The contraction-phase market in 78676 posted values that held roughly flat over the year, 1.1% off the recent peak, and 5% lower over three years (phase confidence 3/100). A cooling market tends to open discount-to-value windows.
About 15,896 people live here, median age 49. Educational attainment sits at 50% bachelor's-or-above. There are about 7,576 housing units across 78676. At $86,819, median income runs near typical U.S. levels. The typical home is worth about $511,600 (5.5× income). Vacancy runs 10.9%. Roughly 13.8% live below the poverty line. Rent burden reaches 47% of tenant households. 79% of housing is owner-occupied. The demographic-stress sub-score lands at 35/100.
Net-net, 78676 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 78676 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 78676 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 78676, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 26/100 for 78676 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 78676 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 78676
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 78676 by the numbers
A live read on 78676: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Hays County ZIPs near 78676
Nearest ZIP codes to 78676
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Hays County, Texas
Related ZIP, county and statewide reads linked to Hays County, Texas.
Unlock the full ZIP 78676 acquisition report
Get every distressed property in 78676 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology