ZIP 78676 Property Distress & Foreclosure Data

DLRadar grades ZIP 78676 (Hays County, Texas) at a low 28/100 for overall property distress. Structural exposure scores 59 and live distress 5 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (87/100)). Property-level stress concentrates in construction/permit lag (62/100), structural risk (59/100), institutional ownership (46/100). On the quiet end sit mortgage stress (17/100).

The recovery-phase market in 78676 posted values that rose 0.6% over the year, 1.9% off the recent peak, and 5% lower over three years, at 7/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 15,896 with a median age of 49. Educational attainment sits at 50% bachelor's-or-above. There are about 7,576 housing units across 78676. Median household income is $86,819, near the U.S. median near $78,000. Home values center near $511,600, an affordability ratio of 5.5×. Vacancy runs 10.9%. 13.8% of residents fall below the poverty threshold. Rent burden reaches 47% of tenant households. Owners hold 79% of homes, renters 21%. DLRadar's demographic-stress index for the area reads 35/100.

On balance 78676 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.