Caldwell County, TX: Foreclosures, Tax Liens & Distressed Properties

DLRadar tracks property distress across Caldwell County, Texas using verifiable public-record signals alone. The county's ZIP scores run from 20 up to 30/100. Bank/credit headwind for the county is 15 on a 0–100 scale, a contained reading. DLRadar scores 14 ZIPs here, with a mean composite of 27/100.

The county market is in a contraction phase: home prices fell 0.5% over the past year and 2.0% down from peak, at 5/100 phase confidence. While the market slides, defaults edge upward and discount-to-value windows open.

At -0.5% YoY and 5/100 confidence, discipline beats speed as motivated sellers multiply. Lender stress at 15/100 (contained) favors tax, code and ownership-change cases over REO.

Leading Caldwell County on distress: 78610 (30/100), 78632 (30/100), 78959 (30/100), 78655 (29/100), 78648 (28/100), 78666 (28/100). Also scored across the county: 78622, 78640, 78644, 78661, 78656, 78616, 78953, 78662.

By the numbers, the Caldwell County ZIPs on file report residents with a median age around 39.6, 73% of homes owner-occupied, vacancy near 8.7%, household income averaging about $77,204, roughly at the national median, typical home values near $261,069, 12.5% of households below the poverty line. Numbers like these drive who sells under pressure and how fast a deal moves.

At 27/100 composite over 14 ZIPs, the opportunity hides below the average for a disciplined buyer. Subscribers get each Caldwell County parcel's owner, mailing address, APN, scoring, lienholder detail and an estimated exit speed.

The distress read for Caldwell County, Texas is refreshed as new public records post and uses the same methodology coast to coast, so Caldwell County stays directly comparable to any other market you track.

Used properly, Caldwell County, Texas's scores are a triage layer: they rank where motivated sellers cluster so acquisition spend goes to the ZIPs that convert rather than across Caldwell County as a whole. The Caldwell County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

The ZIP breakdown for Caldwell County leads with 78610 (30/100), 78632 (30/100), 78959 (30/100), 78655 (29/100), 78648 (28/100), 78666 (28/100). DLRadar also scores 78622, 78640, 78644, 78661, 78656, 78616, 78953, 78662 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

Under Caldwell County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.