ZIP 78612 Property Distress & Foreclosure Data

DLRadar grades ZIP 78612 (Bastrop County, Texas) at a low 16/100 for overall property distress. Structural risk reads 33/100 against active distress of 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (81/100). Property-level stress concentrates in structural risk (33/100), construction/permit lag (31/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low.

The market reads recovery — home values held roughly flat year on year, 2.1% off the recent peak, and 2% higher over three years, at 6/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 4.3%. 81% of housing is owner-occupied. At $90,925, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 29/100. The typical home is worth about $309,200 (2.6× income, relatively affordable). The poverty rate is 14.4%. About 19,830 people live here, median age 31. Around 21% of adults hold a bachelor's degree or higher. There are about 6,168 housing units across 78612. Rent burden reaches 38% of tenant households.

Net-net, 78612 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.