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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 78957 Foreclosure, Tax-Lien & Distress Report

Bastrop County, Texas · High Vacancy market

Bastrop County, Texas's ZIP 78957 registers 19/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 42/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (78/100). The most distinctive pressure shows up in construction/permit lag (61/100), structural risk (42/100), institutional ownership (9/100). By contrast, institutional ownership (9/100) and mortgage stress (5/100) register low.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 1.8% off the recent peak, and 7% higher over three years (phase confidence 2/100). A cooling market tends to open discount-to-value windows.

About 10,282 people live here, median age 40. Vacancy runs 14.6%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $259,900 (3.9× income, relatively affordable). Around 24% of renters are cost-burdened. Households earn a median $62,796 — below the roughly $78,000 national figure. Educational attainment sits at 24% bachelor's-or-above. The tenure split is 74% owner-occupied to 26% rented. DLRadar's demographic-stress index for the area reads 30/100. The ZIP holds roughly 4,812 housing units. Roughly 13.3% live below the poverty line.

On the whole, 78957 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 78957 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 78957 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 78957, the field stays empty rather than modeled, and fills in as new documents post.

The 19/100 figure for 78957 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 78957 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

19/100
Composite stress
42/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 78957

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk78
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 78957 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 78957, the same set carried on every parcel.

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Neighbouring ZIPs in Bastrop County

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