ZIP 78956 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 78956 (Fayette County, Texas) at a low 29/100 for overall property distress. Its standout signals are construction/permit lag (100/100), structural risk (63/100), institutional ownership (47/100). On the quiet end sit mortgage stress (20/100). Climate and flood risk are elevated too — FEMA disaster exposure (78/100), climate & FEMA risk (62/100). The latent-versus-live split is 63/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 22% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

Around 35% of renters are cost-burdened. Educational attainment sits at 20% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 32/100. Home values center near $248,600, an affordability ratio of 3.5× — accessible. 11.0% of residents fall below the poverty threshold. 71% of housing is owner-occupied. About 5,494 people live here, median age 43. Vacancy runs 25.5%, above the national norm and a classic distress-and-opportunity signal. At $67,022, median income runs below typical U.S. levels. The ZIP holds roughly 2,679 housing units.

Net-net, 78956 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 78956 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 78956's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 78956, the field stays empty rather than modeled, and fills in as new documents post.

Behind 78956's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 78956 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.