ZIP 78962 Property Distress & Foreclosure Data

ZIP code 78962 in Colorado County, Texas carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 54 and live distress 8 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (78/100). What sets it apart are the readings on institutional ownership (60/100), construction/permit lag (59/100), structural risk (54/100). mortgage stress (25/100) stay muted.

Prices here sit in a neutral phase: values rose 4.3% over the trailing year, and 11% higher over three years, at 24/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

5,245 residents call 78962 home, typically aged 46. About 22% have a four-year degree. Vacancy runs 20.5%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $74,577 — near the roughly $78,000 national figure. The tenure split is 81% owner-occupied to 19% rented. On demographic stress specifically, 78962 scores 24/100. A median home runs $235,600 here, or 3.0 times local income. Rent burden reaches 11% of tenant households. There are about 2,701 housing units across 78962. Roughly 4.1% live below the poverty line, a low share typical of higher-equity areas.

Taken together, 78962 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.