ZIP 78962 Foreclosure, Tax-Lien & Distress Report

ZIP code 78962 in Colorado County, Texas carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic distress index. The split runs 54/100 structural to 8/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (74/100). The pressure is most legible in construction/permit lag (62/100), institutional ownership (57/100), structural risk (54/100). By contrast, mortgage stress (25/100) register low.

The market reads peak — home values rose 2.0% year on year, and 11% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 5,245 with a median age of 46. About 22% have a four-year degree. Vacancy runs 20.5%, above the national norm and a classic distress-and-opportunity signal. Median household income is $74,577, near the U.S. median near $78,000. The tenure split is 81% owner-occupied to 19% rented. The demographic-stress sub-score lands at 24/100. A median home runs $235,600 here, or 3.0 times local income. Around 11% of renters are cost-burdened. There are about 2,701 housing units across 78962. 4.1% of residents fall below the poverty threshold.

Taken together, 78962 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 78962 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 78962 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Colorado County, Texas and the nation. Sparse data for 78962 shows as blanks, never estimates, and the score updates on every fresh public filing.

78962's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 78962 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.