ZIP 77964 Foreclosure, Tax-Lien & Distress Report

Lavaca County, Texas's ZIP 77964 registers 26/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (FEMA disaster exposure (78/100), climate & FEMA risk (77/100)). Structural risk reads 54/100 against active distress of 6/100. The sharpest non-environmental signals are construction/permit lag (58/100), structural risk (54/100), institutional ownership (43/100). mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 78% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 28% of renters are cost-burdened. Vacancy runs 24.4%, above the national norm and a classic distress-and-opportunity signal. 7.9% of residents fall below the poverty threshold. 8,061 residents call 77964 home, typically aged 44. Households earn a median $63,500 — below the roughly $78,000 national figure. About 22% have a four-year degree. Home values center near $238,300, an affordability ratio of 3.7× — accessible. Owners hold 76% of homes, renters 24%. On demographic stress specifically, 77964 scores 30/100. The ZIP holds roughly 4,406 housing units.

Taken together, 77964 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 77964 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 77964's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 77964 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 26/100 for 77964 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 77964 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.