ZIP 78940 Foreclosure, Tax-Lien & Distress Report

In Fayette County, Texas, ZIP 78940 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (79/100). Property-level stress concentrates in construction/permit lag (84/100), structural risk (58/100), institutional ownership (51/100). By contrast, mortgage stress (22/100) register low. Structural exposure scores 58 and live distress 7 on the 0–100 scale.

The market reads peak — home values rose 2.1% year on year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 1,331 housing units. A median home runs $292,200 here, or 2.8 times local income. 94% of housing is owner-occupied. Vacancy runs 26.4%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 7.7%. Median household income is $90,431, above the U.S. median near $78,000. On demographic stress specifically, 78940 scores 21/100. Around 0% of renters are cost-burdened. Population is roughly 2,284 with a median age of 56. Around 28% of adults hold a bachelor's degree or higher.

Net-net, 78940 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 78940 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 78940 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Fayette County, Texas and the nation. 78940 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

78940's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 78940 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.