ZIP 78954 Property Distress & Foreclosure Data

In Fayette County, Texas, ZIP 78954 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (67/100), structural risk (54/100), institutional ownership (48/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100). The latent-versus-live split is 54/100 structural and 6/100 already moving.

The market reads neutral — home values rose 4.1% year on year (phase confidence 21/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $100,096, median income runs above typical U.S. levels. The ZIP holds roughly 860 housing units. Around 40% of adults hold a bachelor's degree or higher. About 1,378 people live here, median age 57. The poverty rate is 8.2%. The vacancy rate is 32.2% — elevated. The typical home is worth about $427,300 (4.5× income). The demographic-stress sub-score lands at 38/100. Around 81% of renters are cost-burdened. 90% of housing is owner-occupied.

Net-net, 78954 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.