ZIP 78954 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 78954 in Fayette County, Texas comes in at 27, a low composite-distress reading. The most distinctive pressure shows up in construction/permit lag (89/100), structural risk (59/100), institutional ownership (49/100). mortgage stress (21/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (79/100)). Latent structural risk is 59/100 while live distress already moving reads 6/100.

Prices here sit in a peak phase: values rose 2.1% over the trailing year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $100,096, above the U.S. median near $78,000. There are about 860 housing units across 78954. Educational attainment sits at 40% bachelor's-or-above. Population is roughly 1,378 with a median age of 57. Roughly 8.2% live below the poverty line. Vacancy runs 32.2%, above the national norm and a classic distress-and-opportunity signal. Home values center near $427,300, an affordability ratio of 4.5×. DLRadar's demographic-stress index for the area reads 38/100. Rent burden reaches 81% of tenant households. Owners hold 90% of homes, renters 10%.

On the whole, 78954 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 78954 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. 78954 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 78954 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. Practically, 78954 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.