ZIP 78954 Foreclosure, Tax-Lien & Distress Report
Fayette County, Texas · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 78954 in Fayette County, Texas comes in at 26, a low composite-distress reading. The most distinctive pressure shows up in construction/permit lag (88/100), structural risk (58/100), institutional ownership (46/100). mortgage stress (21/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (74/100)). Latent structural risk is 58/100 while live distress already moving reads 6/100.
Prices here sit in a peak phase: values rose 2.1% over the trailing year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $100,096, above the U.S. median near $78,000. There are about 860 housing units across 78954. Educational attainment sits at 40% bachelor's-or-above. Population is roughly 1,378 with a median age of 57. Roughly 8.2% live below the poverty line. Vacancy runs 32.2%, above the national norm and a classic distress-and-opportunity signal. Home values center near $427,300, an affordability ratio of 4.5×. DLRadar's demographic-stress index for the area reads 38/100. Rent burden reaches 81% of tenant households. Owners hold 90% of homes, renters 10%.
On the whole, 78954 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 78954 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. 78954 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 78954 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Practically, 78954 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 78954
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 78954 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 78954, drawn from the same report attached to each property.
Other Fayette County ZIP codes
Nearest ZIP codes to 78954
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Fayette County, Texas
Related ZIP, county and statewide reads linked to Fayette County, Texas.
See every distressed parcel in 78954
The full 78954 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology