ZIP 78945 Foreclosure, Tax-Lien & Distress Report

ZIP code 78945 in Fayette County, Texas carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (78/100)). On the structural side it scores 60/100, with 6/100 of stress already active. What sets it apart are the readings on construction/permit lag (91/100), structural risk (60/100), institutional ownership (48/100). On the quiet end sit mortgage stress (21/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 10% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $76,221 — near the roughly $78,000 national figure. The poverty rate is 9.0%. Educational attainment sits at 31% bachelor's-or-above. A median home runs $340,300 here, or 3.9 times local income. The demographic-stress sub-score lands at 31/100. The ZIP holds roughly 5,281 housing units. Rent burden reaches 39% of tenant households. The vacancy rate is 21.9% — elevated. Owners hold 78% of homes, renters 22%. Population is roughly 10,459 with a median age of 50.

On the whole, 78945 leans distressed, with opportunity clustered in specific stressed parcels. While 78945 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 78945's 27/100 can be lined up against any neighbor in Fayette County, Texas or any ZIP coast to coast. 78945 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

78945's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 78945 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.