ZIP 78945 Property Distress & Foreclosure Data

In Fayette County, Texas, ZIP 78945 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (77/100). On the structural side it scores 51/100, with 6/100 of stress already active. Its standout signals are construction/permit lag (57/100), structural risk (51/100), institutional ownership (47/100). By contrast, mortgage stress (21/100) register low.

The market reads neutral — home values rose 4.3% year on year, and 10% higher over three years (phase confidence 23/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $76,221, median income runs near typical U.S. levels. The poverty rate is 9.0%. Around 31% of adults hold a bachelor's degree or higher. The typical home is worth about $340,300 (3.9× income, relatively affordable). The demographic-stress sub-score lands at 31/100. The ZIP holds roughly 5,281 housing units. Around 39% of renters are cost-burdened. The vacancy rate is 21.9% — elevated. 78% of housing is owner-occupied. About 10,459 people live here, median age 50.

Net-net, 78945 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.