ZIP 78938 Foreclosure, Tax-Lien & Distress Report
Fayette County, Texas · High Vacancy market
DLRadar grades ZIP 78938 (Fayette County, Texas) at a low 28/100 for overall property distress. The pressure is most legible in construction/permit lag (100/100), structural risk (62/100), institutional ownership (48/100). On the quiet end sit mortgage stress (21/100). On the structural side it scores 62/100, with 6/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (78/100)).
The market reads peak — home values rose 2.0% year on year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
83% of housing is owner-occupied. On demographic stress specifically, 78938 scores 26/100. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 6% of tenant households. At $62,500, median income runs below typical U.S. levels. Educational attainment sits at 12% bachelor's-or-above. The vacancy rate is 28.5% — elevated. The typical home is worth about $201,400 (3.5× income, relatively affordable). There are about 170 housing units across 78938. 245 residents call 78938 home, typically aged 39.
Taken together, 78938 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 78938 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 78938's 28/100 can be lined up against any neighbor in Fayette County, Texas or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 78938, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
78938's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 78938 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 78938
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 78938 by the numbers
The live 78938 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Unlock the full ZIP 78938 acquisition report
Every distressed parcel in 78938 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology