ZIP 78963 Foreclosure, Tax-Lien & Distress Report

Fayette County, Texas's ZIP 78963 registers 28/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (62/100), institutional ownership (48/100). By contrast, mortgage stress (21/100) register low. Structural risk reads 62/100 against active distress of 6/100. Climate and flood risk are elevated too — FEMA disaster exposure (78/100).

The market reads peak — home values rose 2.0% year on year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 21/100. The vacancy rate is 17.7% — elevated. The typical home is worth about $235,600 (2.6× income, relatively affordable). Owners hold 100% of homes, renters 0%. 6.0% of residents fall below the poverty threshold. Median household income is $90,357, above the U.S. median near $78,000. About 30% have a four-year degree. The ZIP holds roughly 313 housing units. Population is roughly 470 with a median age of 62.

Taken together, 78963 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 78963 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 78963 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Fayette County, Texas and the nation. 78963 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 78963 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. The point of the 78963 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.