ZIP 78963 Property Distress & Foreclosure Data

In Fayette County, Texas, ZIP 78963 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (71/100), structural risk (55/100), institutional ownership (48/100). By contrast, mortgage stress (21/100) register low. On the structural side it scores 55/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100).

The market reads neutral — home values rose 4.3% year on year (phase confidence 24/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 21/100. The vacancy rate is 17.7% — elevated. The typical home is worth about $235,600 (2.6× income, relatively affordable). 100% of housing is owner-occupied. The poverty rate is 6.0% — low. At $90,357, median income runs above typical U.S. levels. Around 30% of adults hold a bachelor's degree or higher. The ZIP holds roughly 313 housing units. About 470 people live here, median age 62.

Net-net, 78963 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.