ZIP 78932 Foreclosure, Tax-Lien & Distress Report

In Washington County, Texas, ZIP 78932 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (100/100), structural risk (63/100), institutional ownership (48/100). mortgage stress (19/100) stay muted. Structurally it carries 63/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), climate & FEMA risk (63/100).

Prices here sit in a peak phase: values rose 1.4% over the trailing year (phase confidence 14/100). Topping markets hide individual distress behind strong averages.

Median household income is $94,265, above the U.S. median near $78,000. Roughly 0.4% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 49% bachelor's-or-above. About 501 people live here, median age 61. Around 54% of renters are cost-burdened. On demographic stress specifically, 78932 scores 30/100. A median home runs $323,600 here, or 3.8 times local income. The tenure split is 94% owner-occupied to 6% rented. The vacancy rate is 42.7% — elevated. There are about 471 housing units across 78932.

On the whole, 78932 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 78932 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Washington County, Texas and the nation. Where the public record is thin for 78932, the field stays empty rather than modeled, and fills in as new documents post.

The 29/100 figure for 78932 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 78932 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.