ZIP 78946 Foreclosure, Tax-Lien & Distress Report
Lee County, Texas · High Vacancy market
ZIP code 78946 in Lee County, Texas carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 34/100 structural and 6/100 already moving. Property-level stress concentrates in institutional ownership (48/100), structural risk (34/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) and construction/permit lag (5/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (85/100).
Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 21/100). Topping markets hide individual distress behind strong averages.
About 760 people live here, median age 53. Owners hold 89% of homes, renters 11%. On demographic stress specifically, 78946 scores 31/100. Around 16% of adults hold a bachelor's degree or higher. The ZIP holds roughly 492 housing units. Households earn a median $64,345 — below the roughly $78,000 national figure. The vacancy rate is 30.8% — elevated. Roughly 25.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $315,800 (4.3× income). Around 0% of renters are cost-burdened.
On the whole, 78946 leans distressed, with opportunity clustered in specific stressed parcels. While 78946 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 78946 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 78946 can be compared directly against any other ZIP in Lee County, Texas or nationwide. Nothing here is interpolated — where a source is thin for 78946, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 78946's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 78946 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 78946
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 78946 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Lee County ZIP codes
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Open the complete 78946 acquisition file
Pull every distressed parcel in 78946 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology