ZIP 77975 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 77975 (Lavaca County, Texas) at a low 26/100 for overall property distress. Its heaviest discrete signals: construction/permit lag (59/100), structural risk (54/100), institutional ownership (43/100). By contrast, mortgage stress (19/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (78/100), climate & FEMA risk (77/100). Structurally it carries 54/100, against 6/100 of stress already in motion.

The peak-phase market in 77975 posted values that rose 2.0% over the year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $184,900, an affordability ratio of 3.2× — accessible. The poverty rate is 9.2%. The ZIP holds roughly 980 housing units. 1,782 residents call 77975 home, typically aged 44. Rent burden reaches 10% of tenant households. On demographic stress specifically, 77975 scores 26/100. Educational attainment sits at 26% bachelor's-or-above. The tenure split is 73% owner-occupied to 27% rented. Median household income is $61,422, below the U.S. median near $78,000. Vacancy runs 24.2%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 77975 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 77975 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 77975 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 77975, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 figure for 77975 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 77975 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.