Lavaca County, TX: Foreclosures, Tax Liens & Distressed Properties
Lavaca County, TX, Texas: 8 ZIP codes scored, Lavaca County, TX averaging 26/100 (low, Lavaca, TX), from 24 to 29. Lavaca County, TX is in its peak phase (Lavaca, TX confidence 22/100): Lavaca, TX home prices up 2.0% (Lavaca, TX) over twelve months. Lavaca County, TX lender headwind: 5/100.
Highest-scoring Lavaca County, TX ZIPs: 77995 (29/100), 78956 (28/100), 77964 (26/100), 77975 (26/100), 77986 (26/100), 77987 (26/100). Also scored in Lavaca County, TX: 77984, 78941.
Across Lavaca County, TX's scored ZIPs: median home value $225,971, household income $65,438, 23.3% vacancy, 10.2% poverty, 75% owner-occupied, median age 42.3.
Lavaca County, TX insurance distress 38/100 (#1,398 in the US); FEMA hazard 74/100 for Lavaca, TX; 2 federal disaster declarations in Lavaca County, TX since 2023 (2 hurricane); Lavaca, TX construction distress 69/100.
8 banks with 10 branches lend in Lavaca County, TX; Lavaca, TX weighted bank stress 55/100, highest 80/100 in Lavaca, TX.
Lavaca County, TX unemployment 3.7% (Lavaca, TX +0.2 pts, six months); 9 new housing units permitted in Lavaca County, TX over twelve months, Lavaca, TX down 18% from 11; Lavaca, TX home prices +8.7% a year (Lavaca, TX) over three years.
10,518 housing units in Lavaca County, TX; 1,980 Lavaca, TX renter households; 31% of Lavaca, TX renters spend 30%+ of income on rent, 15% (Lavaca, TX) half or more.
Lavaca County, TX ranks #350 nationally on the opportunity index (Lavaca, TX, among all ranked counties); Lavaca, TX scores 34.2/100 and Lavaca, TX sits #53 inside Texas. Lavaca, TX is in the overheated opportunity phase; Lavaca, TX's primary driver is vacancy, Lavaca, TX second driver construction; Lavaca, TX moved down 180 places. 1 short-sale listings across Lavaca, TX; 37 days on market observed in Lavaca, TX; 22.0% vacancy over 8 Lavaca, TX ZIPs.
No CFPB county sample covers Lavaca County, TX. The non-metro area reading for Lavaca, TX: 1.4% ninety-plus days late; Lavaca, TX's thirty-to-eighty-nine share is 3.5% (Lavaca, TX, December 2025 data); Texas overall 1.2%.
Lavaca County, TX has 7 watched banks; 7 Lavaca, TX banks sit in an elevated band. Lavaca, TX footprints: Southstar Bank Ssb (2 branches, stress 51) in Lavaca, TX; Crossroads Bank (2 branches, stress 44) in Lavaca, TX; First Lockhart Bank (1 branch, stress 80) in Lavaca, TX.
2,042 of the 10,518 housing units in Lavaca, TX sit vacant. Lavaca County, TX permitted 0 multifamily units in twelve months; Lavaca, TX's one-to-four unit structures added 9 units in Lavaca County, TX.