ZIP 77475 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 77475 (Colorado County, Texas) returns a low composite of 24/100. Environmental exposure also runs high (FEMA disaster exposure (78/100)). Leading the profile are institutional ownership (62/100), structural risk (50/100), construction/permit lag (42/100). mortgage stress (26/100) stay muted. On the structural side it scores 50/100, with 8/100 of stress already active.

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 505 housing units. Households earn a median $60,528 — below the roughly $78,000 national figure. Population is roughly 413 with a median age of 69. Educational attainment sits at 9% bachelor's-or-above. The typical home is worth about $218,100 (3.5× income, relatively affordable). Vacancy runs 54.3%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 45/100. 16.9% of residents fall below the poverty threshold. The tenure split is 89% owner-occupied to 11% rented. Rent burden reaches 100% of tenant households.

On the whole, 77475 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 77475 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 77475 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 77475 can be compared directly against any other ZIP in Colorado County, Texas or nationwide. Where the public record is thin for 77475, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 77475 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. The point of the 77475 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.