Lavaca County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lavaca County, TX distress report, 2026: 8 ZIPs scored in Lavaca, TX, Lavaca, TX average 27/100; the top Lavaca, TX ZIP is 77995 at 30/100; Lavaca, TX market phase peak, Lavaca, TX prices +2.0% year over year.
- Lavaca, TX ranks #376 nationally (opportunity index); Lavaca, TX #52 in Texas; Lavaca, TX index 34.1.
- Lavaca, TX: no CFPB county sample; Lavaca, TX non-metro area reading 1.4%.
- Lavaca, TX ZIP phases: 8 peak.
- Lavaca, TX residential listings tracked: 8 across 5 ZIPs; Lavaca, TX candidate listings 5.
- Lavaca, TX lenders on watch: 7; largest Lavaca, TX footprint Southstar Bank Ssb (2 branches).
- Lavaca, TX most distressed ZIP: 77995 at 30/100.
Lavaca, TX figures: DLRadar distress index; Lavaca, TX inputs: CFPB, FHFA, HUD, FDIC; Lavaca, TX rebuilt as sources refresh.
| Rank | Lavaca, TX ZIP | Score |
|---|---|---|
| 1 | 77995 | 30/100 |
| 2 | 78956 | 29/100 |
| 3 | 77964 | 27/100 |
| 4 | 77975 | 27/100 |
| 5 | 77986 | 27/100 |
| 6 | 77987 | 27/100 |
| 7 | 77984 | 26/100 |
| 8 | 78941 | 25/100 |
Most distressed Lavaca, TX ZIPs (0-100, 2026)
Mortgage delinquency around Lavaca, TX
No CFPB county sample covers Lavaca, TX; the non-metro area reading for Lavaca, TX: 1.4% ninety-plus; Lavaca, TX area thirty-to-eighty-nine 3.5% (December 2025, Lavaca, TX); Texas overall 1.2%.
Opportunity index: Lavaca, TX
Lavaca, TX index 34.1, Lavaca, TX phase overheated; Lavaca, TX primary driver vacancy, Lavaca, TX second driver construction. Lavaca, TX components: property stress 26.1, foreclosure pressure 28.5, listing discounts 22.7, bank stress 54.2, insurance 0.0; Lavaca, TX pulse 41.1; Lavaca, TX capital opportunity 23.5; Lavaca, TX seven-day change -0.2%.
ZIP market phases inside Lavaca, TX
8 Lavaca, TX ZIPs carry a price-cycle phase; Lavaca, TX ZIPs by phase (Lavaca, TX), deepest drawdown first: peak, +2.2% YoY, 0.2% off peak (Lavaca, TX): 77995; peak, +1.9% YoY, 0.1% off peak (Lavaca, TX): 78941; peak, +2.0% YoY (Lavaca, TX): 77964, 77975, 77984, 77986, Lavaca, TX 77987, 78956.
Residential listings by Lavaca, TX ZIP
Lavaca, TX ZIPs with the most tracked Lavaca, TX residential listings: 77975 4 listings, 2 candidates, bank pressure 57; 77964 2 listings, 1 candidates, bank pressure 55; 77984 2 listings, 2 candidates, bank pressure 59; 77986 0 listings, 0 candidates, bank pressure 57 (Lavaca, TX); 77987 0 listings, 0 candidates, bank pressure 57. Lavaca, TX totals: 8 listings; Lavaca, TX candidates 5; active ZIPs 0.
Lenders with branches in Lavaca, TX
Lavaca, TX lenders by branch count: Southstar Bank Ssb (Lavaca, TX): stress 51, 2 branches low in Lavaca, TX; Crossroads Bank (Lavaca, TX): stress 44, 2 branches low in Lavaca, TX; First Lockhart Bank (Lavaca, TX): stress 80, 1 branch low in Lavaca, TX; Peoples Stb Of Hallettsville (Lavaca, TX): stress 76, 1 branch low in Lavaca, TX; Sage Capital Bank (Lavaca, TX): stress 62, 1 branch low in Lavaca, TX; First State Bank (Lavaca, TX): stress 46, 1 branch low in Lavaca, TX; Prosperity Bank (Lavaca, TX): stress 33, 1 branch low in Lavaca, TX.
Vacancy and permits, Lavaca, TX
2,042 of 10,518 Lavaca, TX housing units are vacant; Lavaca, TX permits, twelve months: 0 multifamily units in Lavaca, TX, 9 one-to-four unit units.
Work Lavaca, TX at the parcel level
Every Lavaca, TX parcel carries owner and address; every Lavaca, TX parcel carries APN; Lavaca, TX distress scores sit on the Lavaca, TX live board.
Lavaca, TX figures refresh with each source.
Lavaca, TX questions
Most distressed ZIP code in Lavaca County, TX?
ZIP 77995 leads Lavaca, TX at 30/100; next in Lavaca, TX: 78956 at 29/100; the Lavaca, TX average is 27/100.
Where does Lavaca County, TX rank for investment opportunity?
Lavaca, TX is #376 among all ranked counties, #52 in Texas; the Lavaca, TX driver is vacancy; Lavaca, TX moved down 208 places.
How many mortgages are delinquent in Lavaca County, TX?
Lavaca, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Lavaca, TX.
Which banks lend in Lavaca County, TX?
7 watched lenders hold Lavaca, TX branches; the largest Lavaca, TX footprints are Southstar Bank Ssb (2), Crossroads Bank (2), First Lockhart Bank (1).
More on Lavaca, TX
Lavaca County, TX distress report: public-record figures for Lavaca, TX; not legal advice for Lavaca, TX; not tax or investment advice; verify every Lavaca, TX record before acting.