Gonzales County, TX: Foreclosures, Tax Liens & Distressed Properties

Gonzales County, TX, Texas: 15 ZIP codes scored, Gonzales County, TX averaging 26/100 (low, Gonzales, TX), from 24 to 33. Gonzales County, TX is in its peak phase (Gonzales, TX confidence 22/100): Gonzales, TX home prices up 2.0% (Gonzales, TX) over twelve months. Gonzales County, TX lender headwind: 0/100.

Highest-scoring Gonzales County, TX ZIPs: 78638 (33/100), 78632 (30/100), 78140 (29/100), 78959 (29/100), 78648 (28/100), 77984 (25/100). Also scored in Gonzales County, TX: 78122, 78159, 78614, 78658, 78677, 77954, 77994, 78629, 78941.

Across Gonzales County, TX's scored ZIPs: median home value $217,590, household income $65,714, 17.8% vacancy, 14.1% poverty, 82% owner-occupied, median age 47.2.

Gonzales County, TX insurance distress 59/100 (#912 in the US); FEMA hazard 59/100 for Gonzales, TX; 3 federal disaster declarations in Gonzales County, TX since 2023 (3 flood); 1 Gonzales, TX NFIP flood claims, $20K paid; Gonzales, TX construction distress 19/100.

6 banks with 6 branches lend in Gonzales County, TX; Gonzales, TX weighted bank stress 55/100, highest 67/100 in Gonzales, TX.

Gonzales County, TX unemployment 4.2% (Gonzales, TX +0.4 pts, six months); 17 new housing units permitted in Gonzales County, TX over twelve months, Gonzales, TX up 55% from 11; Gonzales, TX home prices +11.7% a year (Gonzales, TX) over three years.

9,020 housing units in Gonzales County, TX; 2,301 Gonzales, TX renter households; 34% of Gonzales, TX renters spend 30%+ of income on rent, 12% (Gonzales, TX) half or more.

Gonzales County, TX ranks #443 nationally on the opportunity index (Gonzales, TX, among all ranked counties); Gonzales, TX scores 33.7/100 and Gonzales, TX sits #61 inside Texas. Gonzales, TX is in the overheated opportunity phase; Gonzales, TX's primary driver is vacancy, Gonzales, TX second driver bank institutional; Gonzales, TX moved up 62 places. 2 short-sale listings across Gonzales, TX; 55 days on market observed in Gonzales, TX; 14.9% vacancy over 15 Gonzales, TX ZIPs.

No CFPB county sample covers Gonzales County, TX. The non-metro area reading for Gonzales, TX: 1.4% ninety-plus days late; Gonzales, TX's thirty-to-eighty-nine share is 3.5% (Gonzales, TX, December 2025 data); Texas overall 1.2%.

Gonzales County, TX has 4 watched banks; 4 Gonzales, TX banks sit in an elevated band. Gonzales, TX footprints: Sage Capital Bank (1 branch, stress 62) in Gonzales, TX; Third Coast Bank (1 branch, stress 56) in Gonzales, TX; Southstar Bank Ssb (1 branch, stress 51) in Gonzales, TX.

HUD lists 3 assisted multifamily properties in Gonzales County, TX with 70 units; 70 Gonzales, TX units are assisted, 1 Gonzales, TX properties under project-based Section 8.

1,094 of the 9,020 housing units in Gonzales, TX sit vacant. Gonzales County, TX permitted 0 multifamily units in twelve months; Gonzales, TX's one-to-four unit structures added 17 units in Gonzales County, TX.