ZIP 78123 Property Distress & Foreclosure Data

Guadalupe County, Texas's ZIP 78123 registers 33/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (74/100), construction/permit lag (66/100), institutional ownership (56/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (79/100), FEMA disaster exposure (71/100). On the structural side it scores 74/100, with 6/100 of stress already active.

The market reads recovery — home values rose 1.9% year on year, and 15% higher over three years (phase confidence 12/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 23% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,064 housing units. At $95,700, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 33/100. Around 73% of renters are cost-burdened. 89% of housing is owner-occupied. The poverty rate is 11.8%. The vacancy rate is 27.4% — elevated. About 2,271 people live here, median age 47. The typical home is worth about $238,500 (2.5× income, relatively affordable).

Net-net, 78123 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.