ZIP 78132 Foreclosure, Tax-Lien & Distress Report
Comal County, Texas · Cooling Market market
On DLRadar's 0-100 distress scale, ZIP 78132 in Comal County, Texas comes in at 30, a moderate composite-distress reading. Its heaviest discrete signals: structural risk (67/100), construction/permit lag (51/100), institutional ownership (46/100). mortgage stress (8/100) stay muted. Latent structural risk is 67/100 while live distress already moving reads 3/100. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (80/100).
The market reads contraction — home values fell 1.2% year on year, 2.0% off the recent peak, and 14% higher over three years, at 21/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
The ZIP holds roughly 15,431 housing units. Educational attainment sits at 53% bachelor's-or-above. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 78132 scores 26/100. Rent burden reaches 29% of tenant households. The typical home is worth about $620,300 (4.5× income). About 40,383 people live here, median age 43. 87% of housing is owner-occupied. Households earn a median $126,934 — above the roughly $78,000 national figure. The vacancy rate is 5.8%.
Net-net, 78132 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 78132 at the moment; the composite and its components are still built from verifiable records.
The number is not local guesswork: 78132's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 78132 shows as blanks, never estimates, and the score updates on every fresh public filing.
78132's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 78132 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 78132
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 78132 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Comal County ZIP codes
Nearest ZIP codes to 78132
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 78132
More ZIP, county and state distress intelligence connected to Comal County, Texas.
Unlock parcel-level detail for ZIP 78132
Every distressed parcel in 78132 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology