ZIP 78132 Property Distress & Foreclosure Data

Comal County, Texas's ZIP 78132 registers 30/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (99/100), structural risk (69/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. The latent-versus-live split is 69/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (80/100).

The market reads recovery — home values rose 1.9% year on year, and 14% higher over three years (phase confidence 12/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 15,431 housing units. Around 53% of adults hold a bachelor's degree or higher. The poverty rate is 4.6% — low. The demographic-stress sub-score lands at 26/100. Around 29% of renters are cost-burdened. The typical home is worth about $620,300 (4.5× income). About 40,383 people live here, median age 43. 87% of housing is owner-occupied. At $126,934, median income runs above typical U.S. levels. The vacancy rate is 5.8%.

Net-net, 78132 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.